Building RheoFi’s Isolated-Pool Lending Protocol on XRPL EVM

Ancilar built RheoFi from the smart contracts to the public website: the lending protocol, the lending app and its data backend, the protocol documentation and a CMS-driven knowledge hub. The protocol is in beta on the XRPL EVM Sidechain testnet.

RheoFi homepage with the isolated pools overview and the XRPL EVM testnet beta banner
Deployment
XRPL EVM Testnet
rToken Markets Across 4 Pools
17
Delivery Scope
Contracts to Website
Technical Implementation

Execution Summary

Ancilar engineered RheoFi’s isolated-pool lending contracts for the XRPL EVM Sidechain, deployed them to testnet, and built the app, backend, documentation and website around them.

  1. 01

    Protocol Built for XRPL EVM

    Built RheoFi’s isolated-pool contracts for the XRPL EVM Sidechain, then deployed the full suite to the XRPL EVM testnet.

  2. 02

    Lending App

    A web app where users supply, borrow, repay and withdraw across isolated pools, with market, account and treasury views.

  3. 03

    Market Data Backend

    Services that read pool state from the chain, store market history and serve rates, charts and participant counts to the app.

  4. 04

    Docs and Knowledge Hub

    Protocol documentation with deployed contract addresses, and a public website with a CMS-driven technical blog.

Tech Stack:

SoliditySolidity
HardhatHardhat
ReactReact
TypeScriptTypeScript
wagmiwagmi
Tailwind CSSTailwind CSS
Node.jsNode.js
PostgreSQLPostgreSQL
Next.jsNext.js
DockerDocker
SoliditySolidity
HardhatHardhat
ReactReact
TypeScriptTypeScript
wagmiwagmi
Tailwind CSSTailwind CSS
Node.jsNode.js
PostgreSQLPostgreSQL
Next.jsNext.js
DockerDocker
SoliditySolidity
HardhatHardhat
ReactReact
TypeScriptTypeScript
wagmiwagmi
Tailwind CSSTailwind CSS
Node.jsNode.js
PostgreSQLPostgreSQL
Next.jsNext.js
DockerDocker
FAQ

Frequently Asked Questions

  • The smart contracts and their testnet deployment, the lending app, the market data backend, the protocol documentation and the rheofi.com website with its CMS-driven knowledge hub.

  • RheoFi is in beta on the XRPL EVM Sidechain testnet. Mainnet deployment depends on further audits and governance approval.

  • Lending contracts hold large amounts of value. The design separates pool-level borrowing exposure and bad-debt accounting. Shared contracts, infrastructure and governance remain relevant dependencies.

  • Each pool has its own risk settings, price checks and reserves. A user’s borrowing exposure follows the pool they choose, while shared contracts, infrastructure and governance apply across all pools.

  • Pool and account state is read directly from the chain. A backend service stores market history and serves charts, rates and participant counts.

A clear proven process, that delivers

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